So while a house cleaner speaks with a friend over the phone, you heard him use words like “Bonded and insured” and leaves you wondering what the phrase means? Well, we’re here to demystify this phrase and help you understand the benefits for you, House cleaner and his or her cleaning company. Ride with us!
“Bonded and Insured” What it Really Means
When a home cleaning company you’ve hired provides cleaners that are bonded and insured, it means you’ve hit a gold mine!
For you requesting a house cleaning service from a cleaning company, it means the company has purchased a surety bond and business insurance!
A surety bond is a very important kind of agreement usually between 3 parties; a bonding company, a cleaning company and YOU buying the services of a cleaning company.
The bond is a protection for clients especially when a cleaning company you’ve hired fails to complete the cleaning job, steals from you or damages your property while executing the job assigned!
For the cleaner, This insurance provides coverage for any accidents or injuries that may occur while the cleaner is working in your home. It means the cleaner automatically has a liability insurance.
When an Insured cleaner works and sustains an injury while cleaning your home, the insurance protects you from any financial responsibilities that is likely to be imposed on you if there exists no Insurance!
Bonding and Insured – the benefits
Hiring a bonded and insured house cleaning company gives you peace of mind knowing that you are protected in the event of a problem. For example, if a cleaner steals from you or damages your property, the bonding company will reimburse you for your losses. And if a cleaner is injured on the job, the company’s workers’ compensation insurance will cover their medical expenses and lost wages.
The benefits of Bonding and insurance is numerous for the house cleaner and the client whose home is getting cleaned! This is because while home owners gain peace of mind knowing their property is protected, the cleaners are able to work knowing home owner has full trust in their capabilities.
Here are some of the benefits of hiring a bonded and insured house cleaning company:
- Financial protection: If something goes wrong, you are financially protected.
- Peace of mind: You can relax knowing that your home and belongings are in good hands.
- Reputation: Bonded and insured companies are more likely to be reputable and trustworthy.
- Professionalism: Bonded and insured companies are more likely to be professional and reliable.
When choosing a house cleaning company, be sure to ask if they are bonded and insured. You should also ask for proof of their insurance coverage.
Bonding Vs Insured
Differences exists between Bonding and Insurance in the sense that they both protect! Bonding protects against theft and intentional damages while insurance covers accidents and unintentional Damages. You’ll hire a house cleaner without worries if he or she is bonded and insured.
How to Verify Bonding and Insurance
Before hiring a house cleaner, always verify their bonding and insurance status. Request proof of their bond and insurance policy. Legitimate cleaners will be happy to provide this information, and you can even contact the insurance company to confirm the validity of the policy.
Risks of Hiring Unbonded and Uninsured Cleaners
Hiring house cleaners who lack bonding and insurance can be a risky proposition. Without these protections, you may face financial losses in the event of theft, damage, or accidents. Additionally, you could be liable for the cleaner’s medical expenses in case of injury.
Before you Go…
If you hear a house cleaner use the “Bonded and insured” to describe his or her services, do not panic, instead, be exceedingly glad because it only very necessary that whoever you welcome to clean your home and keep it neat be very reliable and trustworthy!
Verify the insurance status of every House cleaning company you hire as this is one way to ensure your property is getting cleaned by a reliable hand!
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